Medi-Share vs Zion Health
Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.
| Feature | Medi-Share | Zion Health |
|---|---|---|
| Monthly Cost | $65–$1079/mo | $114–$899/mo |
| Initial Unshareable Amount | $1,750–$10,500 | $1,000–$5,000 |
| Network Type | PPO Network | Any Provider |
| Faith Requirement | ✅ Yes | ❌ No |
| Overall Rating | ||
| Maternity Coverage | ✅ | ✅ |
| Mental Health | ❌ | ✅ |
| Telemedicine | ✅ | ✅ |
| Preventive Care | ✅ | ✅ |
| Member Count | 350,000+ | 61,000+ |
| Year Founded | 1993 | 2019 |
Medi-Share
✅ Pros
- Large established community with 350K+ members
- Strong PPO network for negotiated rates
- User-friendly online portal and app
- Includes telemedicine and preventive care
❌ Cons
- Christian faith requirement limits eligibility
- 36-month pre-existing condition waiting period
- Higher monthly costs for older members
- Mental health coverage is very limited
🎯 Best For
- Families
- Large Groups
- Those Who Want Structure
Zion Health
✅ Pros
- No faith or religious lifestyle requirements
- Use any provider with no network restrictions
- Includes telemedicine and mental health
- Shorter pre-existing condition waiting period
❌ Cons
- Newer organization with less track record
- 30-day initial waiting period for new members
- Smaller member community than established ministries
- Less community/fellowship aspect
🎯 Best For
- No Religious Requirement
- Any Provider Access
- Modern Experience
The Verdict
Choose Medi-Share if...
- You want the most affordable option (starts at $65/mo)
- You value a faith-based community
- You want the higher-rated program (4.8/5 vs 4.5/5)
Choose Zion Health if...
- You prefer a secular health sharing option
- You need mental health coverage
Still not sure which is right for you?
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