Medi-Share vs Liberty HealthShare
Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.
| Feature | Medi-Share | Liberty HealthShare |
|---|---|---|
| Monthly Cost | $65–$1079/mo | $85–$1239/mo |
| Initial Unshareable Amount | $1,750–$10,500 | $1,000–$5,000 |
| Network Type | PPO Network | Any Provider |
| Faith Requirement | ✅ Yes | ✅ Yes |
| Overall Rating | ||
| Maternity Coverage | ✅ | ✅ |
| Mental Health | ❌ | ✅ |
| Telemedicine | ✅ | ✅ |
| Preventive Care | ✅ | ✅ |
| Member Count | 350,000+ | 200,000+ |
| Year Founded | 1993 | 2014 |
Medi-Share
✅ Pros
- Large established community with 350K+ members
- Strong PPO network for negotiated rates
- User-friendly online portal and app
- Includes telemedicine and preventive care
❌ Cons
- Christian faith requirement limits eligibility
- 36-month pre-existing condition waiting period
- Higher monthly costs for older members
- Mental health coverage is very limited
🎯 Best For
- Families
- Large Groups
- Those Who Want Structure
Liberty HealthShare
✅ Pros
- Complete freedom to choose any healthcare provider
- Multiple program levels for different needs
- Includes telemedicine and some preventive care
- Less strict religious requirements than competitors
❌ Cons
- History of delayed sharing payments (improving)
- Customer service has received mixed reviews
- Higher starting costs than some alternatives
- Has undergone leadership changes
🎯 Best For
- Provider Freedom
- Moderate Faith Requirements
- Comprehensive Coverage
The Verdict
Choose Medi-Share if...
- You want the most affordable option (starts at $65/mo)
- You want the higher-rated program (4.8/5 vs 4.0/5)
Choose Liberty HealthShare if...
- You need mental health coverage
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