Medi-Share vs CrowdHealth
Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.
| Feature | Medi-Share | CrowdHealth |
|---|---|---|
| Monthly Cost | $65–$1079/mo | $60–$195/mo |
| Initial Unshareable Amount | $1,750–$10,500 | $500–$500 |
| Network Type | PPO Network | Any Provider |
| Faith Requirement | ✅ Yes | ❌ No |
| Overall Rating | ||
| Maternity Coverage | ✅ | ✅ |
| Mental Health | ❌ | ✅ |
| Telemedicine | ✅ | ✅ |
| Preventive Care | ✅ | ✅ |
| Member Count | 350,000+ | 17,000+ |
| Year Founded | 1993 | 2021 |
Medi-Share
✅ Pros
- Large established community with 350K+ members
- Strong PPO network for negotiated rates
- User-friendly online portal and app
- Includes telemedicine and preventive care
❌ Cons
- Christian faith requirement limits eligibility
- 36-month pre-existing condition waiting period
- Higher monthly costs for older members
- Mental health coverage is very limited
🎯 Best For
- Families
- Large Groups
- Those Who Want Structure
CrowdHealth
✅ Pros
- Simple pricing with $60/mo advocacy fee
- Modern tech-forward platform and app
- No religious or lifestyle requirements
- Lowest effective cost for healthy individuals
❌ Cons
- Community funding model means bills may not be fully funded
- No PPO network so you may pay higher rates
- Newer company with less track record
- Not ideal for those with chronic conditions
🎯 Best For
- Young & Healthy
- Tech-Savvy
- Non-Religious
- Best Value
The Verdict
Choose Medi-Share if...
- You're willing to pay more for higher quality (4.8/5 rating)
- You value a faith-based community
- You want the higher-rated program (4.8/5 vs 4.7/5)
Choose CrowdHealth if...
- You want the most affordable option (starts at $60/mo)
- You prefer a secular health sharing option
- You need mental health coverage
Still not sure which is right for you?
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