Medi-Share vs Sedera

Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.

Feature Medi-Share Sedera
Monthly Cost $65–$1079/mo $99–$550/mo
Initial Unshareable Amount $1,750–$10,500 $500–$5,000
Network Type PPO Network Any Provider
Faith Requirement ✅ Yes ❌ No
Overall Rating 4.8/5 4.6/5
Maternity Coverage ✅ ✅
Mental Health ❌ ✅
Telemedicine ✅ ✅
Preventive Care ✅ ✅
Member Count 350,000+ 100,000+
Year Founded 1993 2014

Medi-Share

✅ Pros

  • Large established community with 350K+ members
  • Strong PPO network for negotiated rates
  • User-friendly online portal and app
  • Includes telemedicine and preventive care

❌ Cons

  • Christian faith requirement limits eligibility
  • 36-month pre-existing condition waiting period
  • Higher monthly costs for older members
  • Mental health coverage is very limited

🎯 Best For

  • Families
  • Large Groups
  • Those Who Want Structure
Get a Quote from Medi-Share → Read Full Review

Sedera

✅ Pros

  • No religious requirements open to everyone
  • Use any provider with no network restrictions
  • Direct Primary Care partnerships for preventive care
  • Good option for self-employed and small businesses

❌ Cons

  • Less established brand recognition
  • Monthly costs can be higher for comprehensive coverage
  • Limited dental and vision options
  • Mental health coverage has limitations

🎯 Best For

  • Self-Employed
  • Entrepreneurs
  • Non-Religious
  • Any Provider
Get a Quote from Sedera → Read Full Review

The Verdict

Choose Medi-Share if...

  • You want the most affordable option (starts at $65/mo)
  • You value a faith-based community
  • You want the higher-rated program (4.8/5 vs 4.6/5)

Choose Sedera if...

  • You prefer a secular health sharing option
  • You need mental health coverage

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