Medi-Share vs Redeem HealthShare

Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.

Feature Medi-Share Redeem HealthShare
Monthly Cost $65–$1079/mo $116–$350/mo
Initial Unshareable Amount $1,750–$10,500 $1,000–$5,000
Network Type PPO Network Any Provider
Faith Requirement ✅ Yes ✅ Yes
Overall Rating 4.8/5 4.4/5
Maternity Coverage
Mental Health
Telemedicine
Preventive Care
Member Count 350,000+ 5,000+
Year Founded 1993 2025

Medi-Share

✅ Pros

  • Large established community with 350K+ members
  • Strong PPO network for negotiated rates
  • User-friendly online portal and app
  • Includes telemedicine and preventive care

❌ Cons

  • Christian faith requirement limits eligibility
  • 36-month pre-existing condition waiting period
  • Higher monthly costs for older members
  • Mental health coverage is very limited

🎯 Best For

  • Families
  • Large Groups
  • Those Who Want Structure

Redeem HealthShare

✅ Pros

  • Backed by established Samaritan Ministries (30+ years)
  • Tiered options including SeniorSaver for seniors
  • Enhanced program offers $2M annual cap
  • Any provider flexibility for maximum choice

❌ Cons

  • Christian faith requirement limits eligibility
  • $100 non-refundable startup fee
  • Essential plan has 20% co-share up to $5K out-of-pocket
  • New program with limited track record (launched 2025)

🎯 Best For

  • Samaritan Members
  • Christian Families
  • Medicare Supplement
  • Senior Options

The Verdict

Choose Medi-Share if...

  • You want the most affordable option (starts at $65/mo)
  • You want the higher-rated program (4.8/5 vs 4.4/5)

Choose Redeem HealthShare if...

  • Redeem HealthShare better fits your specific needs
  • You identify as: Samaritan Members or Christian Families

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