Medi-Share vs Redeem HealthShare
Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.
| Feature | Medi-Share | Redeem HealthShare |
|---|---|---|
| Monthly Cost | $65–$1079/mo | $116–$350/mo |
| Initial Unshareable Amount | $1,750–$10,500 | $1,000–$5,000 |
| Network Type | PPO Network | Any Provider |
| Faith Requirement | ✅ Yes | ✅ Yes |
| Overall Rating | ||
| Maternity Coverage | ✅ | ✅ |
| Mental Health | ❌ | ❌ |
| Telemedicine | ✅ | ✅ |
| Preventive Care | ✅ | ❌ |
| Member Count | 350,000+ | 5,000+ |
| Year Founded | 1993 | 2025 |
Medi-Share
✅ Pros
- Large established community with 350K+ members
- Strong PPO network for negotiated rates
- User-friendly online portal and app
- Includes telemedicine and preventive care
❌ Cons
- Christian faith requirement limits eligibility
- 36-month pre-existing condition waiting period
- Higher monthly costs for older members
- Mental health coverage is very limited
🎯 Best For
- Families
- Large Groups
- Those Who Want Structure
Redeem HealthShare
✅ Pros
- Backed by established Samaritan Ministries (30+ years)
- Tiered options including SeniorSaver for seniors
- Enhanced program offers $2M annual cap
- Any provider flexibility for maximum choice
❌ Cons
- Christian faith requirement limits eligibility
- $100 non-refundable startup fee
- Essential plan has 20% co-share up to $5K out-of-pocket
- New program with limited track record (launched 2025)
🎯 Best For
- Samaritan Members
- Christian Families
- Medicare Supplement
- Senior Options
The Verdict
Choose Medi-Share if...
- You want the most affordable option (starts at $65/mo)
- You want the higher-rated program (4.8/5 vs 4.4/5)
Choose Redeem HealthShare if...
- Redeem HealthShare better fits your specific needs
- You identify as: Samaritan Members or Christian Families
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