Medi-Share vs OneShare Health

Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.

Feature Medi-Share OneShare Health
Monthly Cost $65–$1079/mo $115–$1750/mo
Initial Unshareable Amount $1,750–$10,500 $1,000–$7,500
Network Type PPO Network PPO Network
Faith Requirement ✅ Yes ✅ Yes
Overall Rating 4.8/5 4.3/5
Maternity Coverage ✅ ✅
Mental Health ❌ ✅
Telemedicine ✅ ✅
Preventive Care ✅ ✅
Member Count 350,000+ 75,000+
Year Founded 1993 2018

Medi-Share

✅ Pros

  • Large established community with 350K+ members
  • Strong PPO network for negotiated rates
  • User-friendly online portal and app
  • Includes telemedicine and preventive care

❌ Cons

  • Christian faith requirement limits eligibility
  • 36-month pre-existing condition waiting period
  • Higher monthly costs for older members
  • Mental health coverage is very limited

🎯 Best For

  • Families
  • Large Groups
  • Those Who Want Structure
Get a Quote from Medi-Share → Read Full Review

OneShare Health

✅ Pros

  • Clear tiered structure makes choosing easy
  • First Health PPO network for provider access
  • Telemedicine included with all memberships
  • Prescription discount program included

❌ Cons

  • Christian faith requirement for membership
  • 24-month pre-existing condition waiting period
  • Lower sharing limits on basic Classic plan
  • Relatively newer ministry

🎯 Best For

  • Tiered Options
  • Individuals
  • Christian Community
Get a Quote from OneShare Health → Read Full Review

The Verdict

Choose Medi-Share if...

  • You want the most affordable option (starts at $65/mo)
  • You want the higher-rated program (4.8/5 vs 4.3/5)

Choose OneShare Health if...

  • You need mental health coverage

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