Medi-Share vs Knew Health

Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.

Feature Medi-Share Knew Health
Monthly Cost $65–$1079/mo $155–$200/mo
Initial Unshareable Amount $1,750–$10,500 $1,000–$3,000
Network Type PPO Network Any Provider
Faith Requirement ✅ Yes ❌ No
Overall Rating 4.8/5 4.5/5
Maternity Coverage
Mental Health
Telemedicine
Preventive Care
Member Count 350,000+ 15,000+
Year Founded 1993 2020

Medi-Share

✅ Pros

  • Large established community with 350K+ members
  • Strong PPO network for negotiated rates
  • User-friendly online portal and app
  • Includes telemedicine and preventive care

❌ Cons

  • Christian faith requirement limits eligibility
  • 36-month pre-existing condition waiting period
  • Higher monthly costs for older members
  • Mental health coverage is very limited

🎯 Best For

  • Families
  • Large Groups
  • Those Who Want Structure

Knew Health

✅ Pros

  • No religious requirements — open to everyone
  • Highest affiliate commission at $300 per signup
  • Transparent pricing and modern platform
  • Complete provider freedom with any doctor or hospital

❌ Cons

  • Newer program with smaller member community
  • 30-day initial waiting period for new members
  • No PPO network means no negotiated rates
  • Less established track record

🎯 Best For

  • Secular Option
  • Young Professionals
  • Provider Freedom
  • Best Affiliate

The Verdict

Choose Medi-Share if...

  • You want the most affordable option (starts at $65/mo)
  • You value a faith-based community
  • You want the higher-rated program (4.8/5 vs 4.5/5)

Choose Knew Health if...

  • You prefer a secular health sharing option
  • You need mental health coverage

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