Medi-Share vs Altrua HealthShare
Complete head-to-head comparison of features, costs, coverage, and ratings to help you choose the right health share plan.
| Feature | Medi-Share | Altrua HealthShare |
|---|---|---|
| Monthly Cost | $65–$1079/mo | $136–$1424/mo |
| Initial Unshareable Amount | $1,750–$10,500 | $500–$5,000 |
| Network Type | PPO Network | PPO Network |
| Faith Requirement | ✅ Yes | ❌ No |
| Overall Rating | ||
| Maternity Coverage | ✅ | ✅ |
| Mental Health | ❌ | ✅ |
| Telemedicine | ✅ | ✅ |
| Preventive Care | ✅ | ✅ |
| Member Count | 350,000+ | 40,000+ |
| Year Founded | 1993 | 2018 |
Medi-Share
✅ Pros
- Large established community with 350K+ members
- Strong PPO network for negotiated rates
- User-friendly online portal and app
- Includes telemedicine and preventive care
❌ Cons
- Christian faith requirement limits eligibility
- 36-month pre-existing condition waiting period
- Higher monthly costs for older members
- Mental health coverage is very limited
🎯 Best For
- Families
- Large Groups
- Those Who Want Structure
Altrua HealthShare
✅ Pros
- No religious requirements to join
- Competitive pricing starting at $136/mo
- PPO network access for discounted rates
- Responsive customer support team
❌ Cons
- 30-day initial waiting period for new members
- Smaller organization with less brand recognition
- Fewer member resources compared to larger ministries
- Limited mental health coverage details
🎯 Best For
- Value Seekers
- Non-Religious
- Accessible Plans
The Verdict
Choose Medi-Share if...
- You want the most affordable option (starts at $65/mo)
- You value a faith-based community
- You want the higher-rated program (4.8/5 vs 4.4/5)
Choose Altrua HealthShare if...
- You prefer a secular health sharing option
- You need mental health coverage
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